Have you ever had that friend? That friend who is always complaining and telling you why it’s never going to work out for her? Have you ever noticed how it never DOES work out for her??
I think you have a sense that she’s creating her own world with her complaints, that she’s living into her own negativity and it’s a self-reinforcing downward spiral.
But have you ever turned that mirror on yourself? Specifically, when it comes to money, do you pay attention to what you BELIEVE about it and what you SAY about it? You should!
Your mind is a very powerful thing, and I know you don’t want to end up like your Negative Nelly friend, and I know it’s hard to change beliefs overnight. So here are FOUR things I want you to stop saying about money today!
1. “I can’t afford that.”
What you’re saying is that money is more powerful than you, so just stop thinking it, and stop saying it. Stop using at as an excuse to not have and do what you want.
Instead, try: I wonder how I can work that out?
Or, even more powerful: Let me work that out and get back to you.
And hey, if you’re really just not going to buy it, just own that fact with: “I’m not going to put that in my spending plan.”
2. “It’s not about the money.”
What’s the underlying assumption when you say to someone that it's not about the money? It’s that there is something wrong with it being about the money, or something wrong with wanting more income!
Saying this creates internal conflict because part of you wants to grow, and the other part says you’re wrong if you focus on money. Usually people who say, “It’s not about the money” are making very little money, or they’re undercharging or under earning.
But people who make a high income can provide amazing things for themselves, for their families and their communities.
Don’t diminish money—it’s a powerful way for you to sustain yourself and your loved ones and make a difference in the world.
3. “Someone else should handle this for me.”
You might secretly be really hoping that your parents are going to pay for the kids to go to college, or you might be shirking financial responsibilities to your spouse. Either way, you’ve taken yourself out of the drivers seat and signed over your financial success to someone else.
4. “I’m not good with money.”
You’re just setting yourself up for failure. Money management is a skill—everybody has to learn it! If you’re telling yourself and other people that you’re not good with money, you’re just avoiding learning to tend to it.
One practice I recommend you adopt today is to be IN a very close relationship with your money by checking your bank account balance and transactions every single day. Have a little Money Minute. In the morning, log into your bank accounts—business AND personal, and check it out. Just being in constant contact and relationship with your money is a baseline for financial health, and will totally transform your financial life.