At the start of every year, every quarter, every month, every new moon, every new day for that matter, there is a chance to start and start over. Starting requires goal setting.  It’s not an option.  You’ve got to know what you’re doing, where you going and what you want.  You’ve got to set goals,…

I’m offering people the secrets I’ve learned from transforming my own financial realities. I know that I’m offering people the best thinking that comes from academia, science, economics and optimists. I know what I’m talking about—because I KNOW what I’m talking about—on that deep, lived experience level that makes what’s true for me true for…