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Great video! Can’t wait for the next one!
Great, Kristina! I love that you’re on the edge of your seat. 🙂
Very useful. I have decided to change my behaviour towards money – not giving it away. I shall start saving henceforth.
Hi Josephine, I’m so glad you enjoyed Video 1! As for saving versus giving money away… I can’t comment because I don’t know your personal financial situation, but I sure would love it if you created a life where you had enough to do both!!
Great advice can’t wait for the next video. I’m a single mom of 2 and I need to learn to manage my money better.
Hi Tana, I’m so glad you enjoyed the first video in the series. As a single mom, you have LOTS to take care of! In the next video I’ll show you simple and elegant ways to manage your money so that it’s always there when you need it. Let me know what you think!
Hi Hilary thank you so much. I am recently divorced after 21 years. My husband handled the finances… Big mistake on my part. He paid all his bills and not mine. He left me and my six year old son with him having a credit score of 800 and mine was 320. I in four months have brought it to 673 and am currently buying my son and I a home. I so needed this video and can’t wait for the next. Will I be emailed when you have it ready? You are my saving grace thank you xx
Robin, I’m so touched and inspired by what you wrote! Thank you for sharing your struggle and thank you for what you’ve done to create a good life for yourself and your son despite all of the setbacks. You have many reasons to be proud, and your son has been blessed with a competent, courageous and loving mother. I look forward to being your partner in your financial journey to success. YES, we’ll email you when the next video comes out!
The video is very informative. I never thought about the way I view money. Looking forward to the next video.
Hi Monica, thanks for being open-minded. The importance of our viewpoints about money isn’t something many people teach, but it is evidenced by the research. Next video coming soon!
How to go about getting out of student loan debt when you don’t have much financial support to back it up
Gina, thanks for watching the videos. Video #2 is all about the exact strategy I used to pay off my debt, and so many of my coaching clients have used successfully since then. It’s a magical and easy system! Stay tuned and definitely let me know what you think.
I find the video very informative and can’t wait for the next video im a single mom of 2 at 40 and currently trying to buy a home. Im looking foward to learning how to save money for our home and future!
Dayanara, great to hear from you. Thank you for the work you do as a single mother — thank you for your commitment to your family and financial health. I’m so excited to be one of your partners on your own path to financial security and the ability to give your family a lifetime of unlimited options. Video 2 is coming very soon!
Thank you for this truthful, authentic video. I made a comittment this year to stay with my spending on track and to be more in balance with my life, health and money. I made the experience that the more healthy and balanced I am the less money I spend and even save more.Though I had to quit my extra job due to lack of time I saved more money and could afford health treatments that were necessary. So I am happy to say that I became more conscious of my money behaviour recently which is a real imrpovement and I am also releasing traumatic experiences connected with money:).
Great, Nina, thanks for sharing all of that. It sounds like you are taking positive strides around both your relationship to money (interior) and your money habits (exterior). In Video 2, I share with you a super effective solution for managing money such that your bills get paid, you save automatically for the future, and you still know exactly how much you can spend TODAY — for FUN! — and still achieve all the things that are important to you financially. I look forward to your thoughts!
Thank you Hilary for your reply <3 I look very forward to the next video. I had an online meeting with my financial consultant today concerning insurances and pensions. I feel a lot better to know I am comitted to save money for the future and I am training myself to keep my (accounting) balance ;).
thank you for taking the time to put a series of videos together. This first one is an eye opener. A reminder of my childhood. One one side my dad won the lottery many times. I remember him putting lots of money in a coffee can and digging a whole in out back yard. He put it in there and told my mom that this money was for his daughters future. Then sometime later he dug it back out and spent it. That was heartbreaking for my mom. I saw her face and that affected me. My mom was such a hard worker and she was the one running the household.
Since then my belief has been I have to be in charge if the finances, but as my mom always did I too began the rob Peter to pay Paul mentality. I would put money in my savings and the. Transfer it back when I was short. This was on a constant basis, sometimes weekl or daily.
Now that I’m married both my husband and I spend the money on different things. We don’t save at all. I have already exhausted very penny of my 401ks. I worry that my husband’s income is not enough to cover our home or expenses. I hate the feeling.
I am turning 39 today and I want a change. Writing this is very uncomfortable and is making me sick. I need help with money. I have not worked in over a year. Looking forward to your next video. I wanted to try automation but have been terrified to start.
Jeimy, thank you so very much for your honesty and vulnerability. Coming clean about money and accepting that it is exactly what it is can be painful, but I have great news for you. That is just the first pain point, and after that, if you keep moving forward, you leave the pain behind and it becomes a distant memory. For me, I’m pleased to say that’s what it has become for me. Not bragging, not better than you, not at all. I simply was given the gift of being able to see a vision for a better future when I was at rock bottom, and the future of passing this knowledge and skill on to other people inspired me to take action every single day. I couldn’t get away from rock bottom fast enough, and I knew I was willing to do what it took. Now that I have, it is my greatest passion and honor to show others how they can leave financial pain in the past as well.
Happy, Happy Birthday!!! May your 39th year be a year of turnaround, and may you look back on today, one year from today, and know that you are beginning your 5th decade of life on this earth with a new future that you are living into. You can do this!!
Hilary, I am greatly appreciative of this video. Your points about how we create a specific set of beliefs from our own money operating system totally hit home with me. Growing up, my parents always ensured that my sister and I had everything that we needed and pretty much wanted. My dad would say, “we are not wealthy, but we are well off.” He was a great dad, a huge planner/saver and a hard worker. He refused to pay for anything using credit, except for our home. He would instead save his cash and then choose what to purchase. Sadly, my sister and I both deviated from what he tried to teach us. She and I are both divorced and pretty much the sole providers of our children. Both of us overspend and our emotions about money are definitely the reason why we make these choices. It is always on the forefront of my mind that I am a single, hard-working mom and that there is never enough money. I also tie my earnings to my own value and self-worth, so there is always anxiety about that. Just being able to identify my money operating system has given me a great deal to think about. I realize I need to change my thinking so I can begin to understand that I actually have control over my destiny and that I have the ability to make better financial choices for me and my children. Thank you for sharing Hilary! Can’t wait for the next video.
Thanks for your response. I hear the same thing often when I speak and teach the Money Operating System technology – once people hear it, it makes perfect sense. However, society has sold us a bill of goods! If you listen to the public opinion, you’d think that GOOD, responsible people make more than they spend and save enough for retirement, and anybody else is a BAD, irresponsible, short-sighted person. That just is not the truth. Just look at you and your sister, raised by a father who had good financial skills (just like I was raised by a mother who saved very diligently) and somehow you find yourself with bad wiring (like me overspending again and again). It’s all wiring, it’s all about beliefs and language. I’m excited to hear that you are on your path to transformation. Stick with it! Financial freedom is possible for you.
Thank you! Thank you! Thank you! I feel hopeful now. looking forward to more
Camille, You’re welcome! You’re welcome! You’re welcome!! Keep that inspiration coming, my friend, because FINANCIAL FREEDOM IS POSSIBLE FOR YOU!! 🙂
OMG, THANK YOU SO MUCH HILARY! This is exactly what I needed to hear. I am currently working on my autobiography and plan to meet with my mom and dad (even make a phone call today) asking them the question “How do you see money?” The interview questions are perfect!!! I can’t wait to see what type of automated system you have created and use. I’ve been downloading all kinds of spreadsheets and populating them and it’s a lot to juggle right now.
Can’t wait for the next video.
K (Slim Jim, childhood nickname) *wink.
Slim Jim – SO glad you’re in action! I love that you loved the video and that you’re having insights and going to interview your family about money. I think what you learn will blow you away. Hooray for taking NEW actions and having new conversations. This is where things really change!
Next video coming soon!
Looking forward to saving for the first time
I loved it Hilary, thank you for sharing…I have had many money operating systems in the past! I look forward to the next video!
Thank you, Elena, that means a lot coming from a financial pro like you! Your tax advice is top notch. ~Hilary
Money mindset has everything to do with money behavior and results. Look forward to learning more about the value or power of automation; how that changes things.
Awesome, Harriet. You are SO right. In our society, we often relate to people who are successful with money like they are GOOD, SMART, or POWERFUL, and people who aren’t good with money as the opposite. When, really, financially successful people just won the money mindset lottery. The good news is that productive and healthy money habits can be learned! Anything is possible when you set your mind to it and get the right coaching.
To Your Prosperity,
I am so thrilled to be onboard with your program, Hilary. I feel that my current M.O.S. may be coming from inner statements, like “Money is complicated”, “Managing money is time consuming”, “I’ve probably overspent, so I don’t even want to look at the bills” and “There’s never enough”. I am so looking forward to moving away from that mindset and learning new ways to view money in a healthy way so that I can start saying, “Money is not complicated” and “Not only do we have enough but we have more than enough!” I know I will truly enjoy this program and can’t wait for the next video!!!
That’s really fantastic, Annette. I remember feeling the way you describe feeling — I’d let money organization and bills and undone things PILE up and weigh on me like psychic leaches. Now I do a quick 2-3 minutes a day and with my automation system working I know exactly where I am. I’m so glad you’re watching the videos. Have you see the webinar reply we emailed you yet? I mention it because today (at midnight!) is the VERY LAST DAY to join Your Rich Retirement Academy. You can find out about the program, where I coach you to implement all of these systems and transform your Money O.S., here: http://www.yourrichretirement.com
I’m proud that we’ve added awesome bonuses and are offering it at a fantastic price. I hope you consider it!
Thanks Hilary ….. got me thinking. Looking forward to more insights.
great feed back, i am in the same boat, trying to climb out, to get to the top also, i also need to get on board with the program. appreciate what you are doing.
What a breath of fresh air! Thank you for talking so openly and intelligently yet plainly about a very personal subject! I am so looking forward to more 🙂 🙂
Thanks for watching, Shannon, and thanks for sharing your thoughts. I’m glad to have you on board!
Great Video… Thanks for the tips and looking forward to the next video..
Thank You very much, Just wish saw 25 years ago. Great information can wait next video usually a lot video . I turn off half thru but with excitement and attitude toward financial matters. one question is how do teach my grandchildren so they don’t make same mistakes.
Wow! Wow! Wow! What a fantastic and informative video! You have provided me with so much insight, and just from one video alone. I am so looking forward to the next video and following along with your Facebook group. My money mindset changes today and I am so excited and looking forward to my financially healthy and prosperous future! Thanks so much Hilary, you are such an awesome blessing, an “Angel of Finances” to all of us.
Deep breath – thank you for stepping up and sharing your wisdom and experience with the world. Although I’ve been working on shifting my “money story” over the last few years, I still feel the shame and resentment that comes with all the bad decisions I have made along the way AND I can now really see how I continue to follow the same path over and over and over again. One of my deeply held money beliefs is that I don’t deserve to ever have enough and that I have to work hard, by myself, to be worthy of receiving “enough”. I have continually put myself into $20,000 of debt over and over again. Paying it all off, to be hit with what I perceive as “unexpected” big expenses like a new heater and air conditioner. However, when really looking at my behavior, I have these unconscious moments of spending large chunks of money on “training” and “education” to prove that I am smart enough which then in turn translates back into the debt again. I’m so ready to be off this hamster wheel and create for myself the financial freedom that will allow me to step away from my work if I so desire as the pace of the work I’m doing is taking a toll. Of course, I’ve perfectly set up my life to be the CEO of a nonprofit organization that never has enough money!
Time to shift – I am grateful to you for shining the light and showing the way to move out of my own way.
Thank you Hilary.
I met you through Wealthy Visionary conference, I just watched this video, I truly appreciate what you are sharing and can not wait to receive your next video. I really want to change my operating system.
Hiliary, I am finding it difficult to communicate to myself my MOS. I believe that there will always be a way for me to make money, although not in large amounts. I believe I have the ability to handle the payments but fall very short on the investments and savings. I would prefer to not have payments. I’ve been working on the Money Mind Exercises but seem to have stalled. The video (which I will watch again) gave some great ideas, such as keep a money journal to see what I say about money.
Thank you for the wisdom of your experiences. I look forward to the next video.
Pamela, good work so far. You definitely have some kind of scarcity mentality. Keep looking, you have to be a bit of a private detective. The good news is there really aren’t that many MOS’ (remember your childhood self made it up, so it’s pretty unsophisticated). Something like, “There’s never enough money” seems to be yours. Let me know how it goes with the journal!
Thank you for the compassionate, kind, gentle but yet fierce way you build up to addressing the need to confront one’s “Money Operating System”. This I need to do and you have given me a path and I have stepped onto it. Funny the comments about (and that you have made to me privately) about one’s use of language about money. You know what, in the teaching field I am an expert on the power of one’s language and this is where I did my MBA studies and began my PHD. The big tricky step for me is taking responsibility for where I am, I want to be rescued and the thought of taking that responsibility just makes me feel bone weary – all my life I have taken responsibility and I am tired. Excuses continue to come in all guises.
I am looking forward to the next video, I have identified my own programming, and I am ready for the “Meat and Potatoes” of becoming independently comfortable.
This was so great. Its a nice intro and links to your podcast, so I’m right there with you and then I’m also learning something new. I’m looking forward to the systems and thank you for introducing something workable for women.
So many times I try to relate and find something that will inspire me to keep on the path of financial literacy and everything else has seemed overwhelming. This and your podcast have been a great help.
Thanks, JD. That’s great to hear, and that’s exactly what my resources, blog and podcast are designed to do is simply be a reminder voice in your ear to stay on the right path. Awesome to hear that it’s working. 🙂
A Ha!! moments packed video. Growing up money was a secret, and I can so relate to your story about the shoes. Sometimes I didn’t even ask to do things because of the battle that would ensue about not enough money. A few years ago I began feeling financially irresponsible for giving too much to the church. I had been programmed to tithe for so long, but my “there’s never enough” operating system kicked in and I heard “the church is not going to take care of you when you are old and have no money”. I can’t wait to learn more.
Thanks for your comments, Lisa, I’m so glad to hear you’re seeing yourself in the Money OS technology and lessons!
Great video! I just started listening to your podcast. I am just starting to dig into my own Money OS. As someone who has spent the last 20+ years as a bookkeeper dreaming about helping others with their personal finances, it has been a huge source of shame that mine are in such disarray. I am feeling so much more positive about my situation after listening to you!
Awesome, Liz! Keep ’em coming!
This was a wonderful video! I am going to ask my husband to watch as well. I am very excited to see your next video about how you automated your money. Thanks so much for sharing.
Thank you, Hilary, for all that you do. I listen to your podcast all the time. This video is helpful and informative and I’m looking forward to seeing more. I learn so much from you and appreciate your integrity and authenticity.
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